Best Stores Where You Will Get Cashback Using Debit Card

Best Stores to Get Cashback Using Debit Card
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If you are searching for the stores that do cashback on the debit card you will find something good to read here. Which is going to be very helpful to you.

We pay our debit card charges to the bank because we want to use their services and avail of different offers provided by the bank and their partners. Nowadays debit cards can do so much more than helping you in withdrawing money from an ATM. We want to use a debit card for more.

It would be great if we can get cash back with our debit card. These places are like gas stations, grocery stores, pharmacies, Megastores, ATMs, etc.

What do we mean by cashback on debit card ?

Here it’s not only about some cashback offers you will get if you use your debit card while using any application or website. You can get cash with you from your bank account. Cashback includes both the cash you get from a store when you purchase from a physical store and the cashback you earn while shopping from a specific application or website using your debit card.

If you use any app that offers cashback it means that you will get or earn some amount of your total purchase as cashback on your debit card. But if you are purchasing stuff from a physical store and a cashier asks you if you want cashback it means that he is asking whether or not you want physical dollar bills.

Read More: 4 Ways To Get Cashback On Amazon?

Why you should use debit card for shopping instead of cash

There are many reasons that you should go for cash back at the stores instead of having a trip to the bank or ATM. This is a great option for those who are genuinely busy and don’t have time to make it to the bank.

If you use your debit card just to withdraw money from your bank account using an ATM then you are getting charged for that which makes you spend money that you don’t want. ATMs are the places that are conveniently located around every neighborhood so that money can be withdrawn anytime a bank account holder needs it.

The amount which is charged to provide you ATM services by the bank is around $4.72 if you withdraw cash even once a month. Which is around 56 dollars each year you are paying just to withdraw your money. When you see it like that it is a lot of money you are just paying to receive your own money.

So instead of losing your money this way you should directly use your debit card to make your purchases.

Here I will provide you some reasons which you can go for

1. Saves time and money

Since most of the banks will charge you a fee for cash withdrawal. Why bother to give them extra money for accessing your money? Imagine you go for $1 and end up spending up to $5 extra for withdrawing.

Also, it will save you time as you don’t need to stand in a long queue and wait for your turn in the bank while you have important work to do.

2. Convenience

What would be more convenient than doing two jobs combined? It’s easy and you don’t have to take out some extra time from your daily work.

Read More: Does Walmart Accept PayPal?

Best Stores to get cashback using debit card

There are many places where you can get cash backs when you use your debit card. So, here is the list of stores to get cashback using debit card and now we will look at them in detail:

1. Grocery stores

Grocery stores are quite a great place where you can use your debit card for your own benefits. We all visit grocery stores regularly in our lives to fulfill our daily needs. Generally, at grocery stores, you can get cash out without paying a fee.

You can simply purchase what you want from the physical retailer and when you go to make the payment you can ask to have some cashback. The amount you are asking for will be added to your purchase list.

Then the total amount will be deducted from your debit card including the things you purchased and the cash you got from the cashier. Grocery stores allow you to withdraw very little in comparison to ATMs.

But if you do not want a lot of cash, getting cashback from your grocery store will be a great option for you. Generally, no fees will be charged for this by the retailers but it depends on the retailer.

So make sure before you ask for cashback you see what are the terms and conditions of that grocery store. Only do the transaction if you are comfortable with their conditions.

Some of the grocery stores that offer you cashback services are:

  • Food Lion
  • Giant Eagle
  • Trader Joe’s
  • ShopRite
  • Hannaford
  • Kroger
  • Safeway
  • Save Mart
  • Meijer
  • Publix
  • Albertsons
  • Aldi
  • Winn-Dixie
  • Whole Foods
  • Walmart
  • Sam’s Club
  • Family Dollar
  • Dollar Tree

2. Gas Stations

Another place where you can get cashback using your debit card is gas stations. Gas stations are another place that you can find very easily. They are very helpful when you are out in the town or maybe on a path with which you are not much familiar.

In those cases getting cashback from gas stations is very helpful. But the cash limit which you can get from gas stores is very small. It can be as small as 10 dollars. Some of the gas stations don’t even allow you to avail of this service.

But there are gas stations that do and some of them are:

  • Sunoco
  • Chevron
  • BP
  • Ampm
  • Marathon
  • Phillips 66
  • Valero
  • Conoco
  • Citgo
  • Circle K
  • Texaco
  • Shell
  • ExxonMobil
  • 7-Eleven

Some of the gas stations do not provide you this service because they do have ATMs at the site.

3. Pharmacies

Its pharmacy is where you can also get cashback after taking up your medicines. This option can be very helpful if you want some cash with you and you are short of time. Both of the jobs are important getting your medicines and cash.

But there are very limited pharmacy stores that offer you this facility such as CVS, Walgreens, RiteAid. But you can also ask the cashier at the Pharmacy Store if they do cashback or not.

4. Megastores

Megastores are the places where you find all of the products under one roof. There are some Megastores that offer you the facility of cashback. You can get all the products you need and some cash. It would be great if you ask about the cashback policy at a Megastore.

Some of the Megastores which give you cashback facilities are:

  • Staples
  • Target
  • Kmart
  • Costco

There are some downsides to using a debit card. It charges fees to give you services and sometimes there is a minimum purchase amount that you need to complete in order to get cashback for your transaction.

And moreover, there is only a limited amount that you can get as cashback when you use your debit card.

Read More: How Does The Walmart Grocery Pickup Work?

In the end:

Everyone loves shopping but isn’t it good that you have a chance to get a proper cashback every time whenever you go shopping. So next time whenever you go shopping do remember these best places or stores to get cashback using debit card. Which we have mentioned above. Hope you found the article useful.

Keep reading, keep growing.

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