The Pros and Cons of Using Apple Pay at Walmart

Does Walmart accept Apple pay

In today’s digital age, many consumers are turning to mobile payment options like Apple Pay for their convenience and security. However, not all retailers have adopted this payment method yet. One of the largest retailers in the world, Walmart, has been slow to accept Apple Pay, leaving many shoppers wondering if they can use the payment option in their stores. In this article, we will explore whether Walmart accepts Apple Pay and why they may have been hesitant to do so.

In the present scenario, about 85% of people in the United States use smartphones to pay for their expenses and most of them are iPhone users. Carrying cash, debit cards, and credit cards is creating a nuisance. And people don’t want to bother themself and want an easy and quick payment system.

Does Walmart Accept Apple Pay?

Firstly, the answer to the question is no, Walmart does not currently accept Apple Pay. The retail giant has its own mobile payment option called Walmart Pay, which they introduced in 2015. Walmart Pay is available through the Walmart app and can be linked to major credit and debit cards, as well as Walmart gift cards. It allows customers to pay for their purchases in-store by scanning a QR code at the register.

Using Apple pay is more convenient for us to shop or buy something. But unfortunately, Walmart does not use apple pay.

But do not worry if you still want to pay from your Apple Pay then you need to download an extension ibotta that we’ll discuss further in the guide. There are others options also to pay for your shopping.

Why apple pay is not accepted in Walmart?

If you think they apply this rule because of security issues and technical glitches then you are half right about it. There are also many security issues and technical glitches at Walmart’s end which are the reason behind the rejection of using apple pay or maybe other things.

Walmart store

Walmart is also a leader in MCX [Merchant Customer Exchange]. It is a group of merchants who are working on their own mobile payment system. Walmart also launch its payment app called ‘Walmart Pay’ and maybe this is the reason behind not supporting Apple Pay because they want to prompt their own Payment App.

Apple Pay is a free service for consumers, retailers are charged a fee for each transaction. This fee is usually a small percentage of the purchase amount, but it can add up for retailers with high transaction volumes like Walmart. By using their own payment system, Walmart can avoid these fees and keep their costs down.

Since Walmart Pay is owned by Walmart itself, the company collects all the revenue from this payment method and it is very profitable for the company.

Other than this, When customers use Apple pay they do not have a record of customer data.

Even though apple pay is free to use, if you want to use it at Walmart then you need to download an extension ibotta ( we’ll discuss further in the guide) which is not very convenient, but it does make us feel uncomfortable because of the security issues at Walmart.

From 2008 onwards Walmart has been providing its customers with the use of credit cards for their shopping or buying things in Walmart stores. But in 2017 they announced that they won’t be accepting them anymore and we cannot shop in Walmart using our iPhones.

But, Now you have Walmart Pay.

You can use Walmart pay on your iPhone for shopping or buying anything in Walmart stores. It is very easy to use this application and it does not have any security issues at all.

It is a very useful application and it does not require you to make a credit card before using it.

Also, it does not have any technical glitches because its developers are busy making updates on this application so that their users will get highly satisfied with the performance of the application.

You can even use Walmart pay without a credit card or your debit card once you’ve entered the details. So, here I’m going to describe the steps of using Walmart pay for shopping!

How to use Walmart Pay on iPhone?

To use Walmart pay, you need to have the official app. If you don’t already have the Walmart app, take these steps to get it so you can start paying at their checkouts with your iPhone.

  • On your iPhone, go to the Apple App Store and search for Walmart Pay.
  • Choose the Walmart Pay App and start the download.
  • Open the app and go to the Services panel once it’s been downloaded.
  • Set up Walmart Pay by tapping on Walmart Pay.
  • To register any card or cards you wish to use for purchases at Walmart, simply follow the simple steps on the page.
  • To pay for your purchases at the checkout, all you have to do is scan the QR code.

Others Payment methods you can use at Walmart:

If you can not use your Apple Pay then, there are many alternative methods that you can pay for your groceries or shopping.

  • Walmart Pay App
  • Debit Card
  • Credit Card
  • PayPal
  • Cash
  • Affirm – Financial company that offers “Buy Now-Pay Later” service.
  • EBT Card
  • Capital One Walmart Credit Card

ibotta Application

Another alternative you can use is the ibotta app. With this app, you can actually pay through Apple pay and no one will know about it. It’s worth mentioning that you can utilize your Apple Pay app at Walmart. You can utilize your Apple Pay app with both the ibotta app and extension.

 To utilize ibotta effectively, all you have to do is:

  • Install the ibotta app and the ibotta extension on your iPhone.
  • Open the app to pay.
  • Then, while paying using the ibotta app at the store or the extension on your computer at home, select Apple Pay.

Ibotta is a cashback rewards eCorp that gives you up to 2% cash back on every purchase you make. It is, however, only applicable for a certain amount of items and at a certain number of stores. You must first locate the items and deals on your phone before going shopping.

When you do utilize it, you can get instant cashback (by saving 2%), and all you have to do is show the cashier the QR code.

Where you can use Apple Pay?

If you are satisfied with Apple Pay and find it very convenient to pay from Apple Pay service then you can go to other retail stores and restaurants for your shopping and groceries purchase.

Here are some most popular spots you can visit:

  • 7-Eleven
  • Acme Markets
  • Albertsons
  • Aldi
  • Bashas’
  • BI-LO
  • BJ’s
  • Cub Foods
  • Costco
  • CVS
  • Farm Fresh
  • FoodMaxx
  • Giant Food
  • Hannaford
  • Harveys Supermarkets
  • Hornbacher’s
  • Hy-Vee
  • Jewel-Osco
  • Lin’s Fresh Market
  • Lucky Supermarkets
  • Macey’s
  • Meijer
  • Publix
  • Raley’s
  • Randalls
  • Rite Aid
  • Safeway
  • Save Mart
  • Schnucks
  • Shaw’s
  • Shop n Save
  • Shoppers
  • ShopRite
  • Sprouts
  • Star Market
  • Stater Bros.
  • Stop and Shop
  • SuperValu
  • Target
  • Trader Joe’s
  • United Supermarkets
  • Vons
  • Walgreens
  • Wegmans
  • Whole Foods
  • Winn-Dixie

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Final Thoughts

In conclusion, Walmart does not currently accept Apple Pay as a payment method in its stores. Despite Walmart’s reputation as a leader in retail technology and its efforts to promote its own digital payment options, the company has yet to adopt Apple Pay or other popular mobile payment methods.

While this may be frustrating for some Apple Pay users, Walmart continues to offer a range of payment options, including credit and debit cards, cash, and Walmart Pay, its own mobile payment platform. As technology continues to evolve, it remains to be seen whether Walmart will eventually decide to embrace Apple Pay or other mobile payment options.

Having a single device (iPhone) in your hand that helps to do your daily work is sound very convenient. Apple pay is sure very useful when it comes to shopping. But Walmart doesn’t allow this app in their stores. So, you can always use the alternatives and help yourself.

Other than Walmart, you can use apple pay at other online and retail stores like Safe Mart, Wall greens, and Best buy and get unlimited offers and gift cards.

Frequently Asked Questions:

Q: Does Walmart accept Apple Pay?

A: Walmart currently does not accept Apple Pay in its physical stores.

Q: Can I use Apple Pay at

A: Yes, accepts Apple Pay as a payment method for online orders.

Q: What other mobile payment options does Walmart accept?

A: Walmart accepts a variety of mobile payment options, including Walmart Pay, Samsung Pay, and Google Pay.

Q: Why doesn’t Walmart accept Apple Pay in its physical stores?

A: Walmart has not officially stated a reason for not accepting Apple Pay, but the company has its own mobile payment app, Walmart Pay, that it encourages customers to use instead.

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